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Daily-mcqs 31 Jan 2025

Current Affairs MCQs for UPSC & State PSC Exams 31 Jan 2025

Current Affairs MCQs for UPSC & State PSC Exams

Q1:

Consider the following statements regarding the Mutual Credit Guarantee Scheme for MSMEs (MCGS-MSME):

1.   The scheme guarantees loans of up to Rs. 100 crore for MSMEs with at least 75% of the loan amount spent on equipment and machinery.

2.   MSMEs need to provide collateral security to avail loans under the scheme.

3.   The repayment period for loans up to Rs. 50 crore is up to 8 years, with a 2-year moratorium on principal installments.

4.   Borrowers are required to deposit 5% of the loan amount at the time of guarantee application.

How many of the above given statements are not correct?

A: Only 1

B: Only 2

C: Only 3

D: All four

Show

Answer: A

Explanation:

Statement 1: Correct. The scheme guarantees loans of up to Rs. 100 crore, with at least 75% of the loan amount used for equipment and machinery.

Statement 2: Incorrect. The scheme specifically provides collateral-free loans to MSMEs.

Statement 3: Correct. Loans up to Rs. 50 crore have a repayment period of up to 8 years, with a 2-year moratorium on principal installments.

Statement 4: Correct. Borrowers need to deposit 5% of the loan amount at the time of guarantee application.

Q2:

Consider the following statements regarding Triple Talaq:

1.   Triple talaq, or talaq-e-bid’ah, is a practice under Islamic personal law that allows a Muslim man to divorce his wife instantly by pronouncing "talaq" three times in succession.

2.   The Supreme Court of India, in the case of Shayara Bano v. Union of India (2017), declared triple talaq unconstitutional.

3.   The Indian government enacted a law in 2019 to criminalize the pronouncement of triple talaq.

Which of the statements given above is/are correct?

A: Only 1

B: 2 and 3 only

C: Only 1 and 2

D: All of the above

Show

Answer: D

Explanation:

Statement 1: Correct. Triple talaq allows a Muslim man to divorce his wife instantly by pronouncing "talaq" three times in succession, which was a practice under Islamic personal law, specifically followed by Hanafi Muslims.

Statement 2: correct. The Supreme Court of India, in the case of Shayara Bano v. Union of India (2017), declared triple talaq unconstitutional, ruling that it was arbitrary and violated Article 14 (Right to Equality) and other fundamental rights.

Statement 3: Correct. Despite the Supreme Court’s judgment, the Indian government enacted a law in 2019 to criminalize the practice of triple talaq.

Q3:

Consider the following statements regarding The Muslim Women (Protection of Rights on Marriage) Act, 2019:

1.   The Act was passed to protect Muslim women from abandonment through the practice of triple talaq.

2.   The pronouncement of triple talaq is classified as a bailable offense under the Act.

3.   The convicted individual for uttering triple talaq can face a punishment of up to seven years in prison.

Which of the statements given above is/are not correct?

A: Only 1

B: Only 2

C: 2 and 3 only

D: None

Show

Answer: C

Explanation:

Statement 1: Correct. The Act was indeed passed to provide legal protection to Muslim women, specifically to protect them from the practice of triple talaq.

Statement 2: Incorrect. The utterance of triple talaq is classified as a non-bailable offense under the Act, not a bailable one.

Statement 3: Incorrect. The Act specifies that the convicted individual can face imprisonment for up to three years, not seven years.

Q4:

Consider the following statements regarding the National Critical Mineral Mission (NCMM):

1.   The Indian government has approved National Critical Mineral Mission with total outlay of ₹34,300 crore over seven years.

2.   The mission aims to achieve self-reliance in critical minerals and promote the transition to green energy.

3.   One of the objectives of the mission is to encourage the import of critical minerals to meet India's growing energy needs.

How many of the above statements are correct?

A: Only 1

B: Only 2

C: All three

D: None

Show

Answer: B

Explanation:

Statement 1: Correct. The Indian government has approved an investment of ₹16,300 crore as part of a total outlay of ₹34,300 crore over seven years for the NCMM.

Statement 2: Correct. The mission aims to achieve self-reliance in critical minerals and accelerate India's green energy transition, as mentioned in the context.

Statement 3: Incorrect. One of the key objectives of the NCMM is to reduce import dependence by securing domestic resources, not encourage imports.

Q5:

Consider the following statements regarding Critical Minerals:

1.   Critical minerals are elements, substances, or materials essential for the manufacturing of modern technologies, especially in the renewable energy sector.

2.   Critical minerals like copper, lithium, and cobalt are used primarily in the production of traditional fuel-based vehicles and non-renewable energy infrastructure.

3.   The growing demand for critical minerals is a result of the global transition to green energy technologies such as electric vehicles and wind turbines.

How many of the above statements are correct?

A: Only 1

B: Only 2

C: All three

D: None

Show

Answer: B

Explanation:

Statement 1: Correct. Critical minerals are indeed essential for the manufacturing of modern technologies, particularly in sectors like renewable energy, electric vehicles, and high-tech industries.

Statement 2: Incorrect. Critical minerals like copper, lithium, and cobalt are primarily used in renewable energy infrastructure, electric vehicles, and high-tech industries—not in traditional fuel-based vehicles or non-renewable energy infrastructure.

Statement 3: Correct. The increasing demand for critical minerals is driven by the global transition to green energy technologies such as electric vehicles, wind turbines, and solar panels.