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Daily-mcqs 28 Dec 2024

Current Affairs MCQs for UPSC & State PSC Exams 28 Dec 2024

Current Affairs MCQs for UPSC & State PSC Exams

Q1:

Assertion: The SLINEX 24 naval exercise was conducted in Visakhapatnam from 17 to 20 December 2024.
Reason: The exercise is aimed at enhancing naval cooperation and synergy between India and Sri Lanka.

Which of the following options is correct?

A: Both the assertion and the reason are true, and the reason is the correct explanation for the assertion.

B: Both the assertion and the reason are true, but the reason is not the correct explanation for the assertion.

C: The assertion is true, but the reason is false.

D: The assertion is false, but the reason is true.

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Answer: A

Explanation:

The exercise took place in Visakhapatnam and focused on strengthening cooperation and synergy between India and Sri Lanka’s navies.

Q2:

Consider the following statements regarding the Communist Party of India (CPI)?

1.            It was founded in 1925.

2.            It is inspired by Marxism.

3.            In the 1957 election, the CPI became the first communist party in the world to win an election in a parliamentary democracy.

Which of the following options is/are correct?

A: 1 and 3 only

B: Only 2

C: 1 and 2 only

D: 1, 2, and 3

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Answer: D

Explanation:

Statement I is correct. The Communist Party of India (CPI) was founded in 1925.

Statement II is correct. The CPI is inspired by Marxism and follows the philosophy of Marxism-Leninism.

Statement III is correct. In the 1957 elections, the CPI became the first communist party in the world to win an election in a parliamentary democracy.

Q3:

Consider the following statements regarding the Post Office Regulations, 2024:

1.    The Post Office Regulations, 2024, introduce simplified products by merging various mail categories into fewer categories like "Book Post".

2.    These regulations also increase the money order remittance limit from Rs 5,000 to Rs 20,000.

3.    The regulations are designed to cover the operational aspects of postal products and services.

Which of the following options is/are correct?

A: 1 and 3 only

B: Only 2

C: 1 and 2 only

D: 1, 2, and 3

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Answer: A

Explanation:

Statement 1 is correct: The regulations rationalize categories like "Book Post" to simplify the services.

Statement 2 is incorrect: The money order remittance limit has been increased from Rs 5,000 to Rs 10,000, not Rs 20,000.

Statement 3 is correct: The regulations are focused on the operational aspects of postal products and services.

Q4:

Consider the following statements regarding the Gross Non-Performing Assets (GNPA) ratio:

1.    The Gross GNPA ratio of scheduled commercial banks (SCBs) declined to 2.5% at the end of September 2024, the lowest in over 13 years.

2.    The GNPA ratio at the end of March 2024 was lower than the GNPA ratio at the end of September 2024.

3.    The GNPA ratio measures the percentage of loans that are fully repaid by borrowers.

Which of the following options is/are correct?

A: Only 1

B: 1 and 2 only

C: 1, 2, and 3

D: 2 and 3 only

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Answer: A

Explanation:

Statement 1 is correct: The GNPA ratio dropped to 2.5% in September 2024, the lowest in over 13 years.

Statement 2 is incorrect: The GNPA ratio was 2.7% in March 2024, which was higher than the 2.5% in September 2024.

Statement 3 is incorrect: The GNPA ratio refers to loans that are not being repaid, not fully repaid loans.

Q5:

Which of the following is NOT one of the main objectives of the United Nations?

A: To promote respect for human rights and fundamental freedoms

B: To achieve international cooperation in solving economic, social, cultural, and humanitarian problems

C: To establish and enforce global trade policies

D: To develop friendly relations among nations

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Answer: C

Explanation:

The UN focuses on promoting international cooperation, human rights, peace, and security, but establishing and enforcing global trade policies is not a direct objective of the UN.