Home > Daily-mcqs

Daily-mcqs 27 Mar 2025

Current Affairs MCQs for UPSC & State PSC Exams 27 Mar 2025

image
Current Affairs MCQs for UPSC & State PSC Exams

Q1:

With reference to the Gold Monetisation Scheme (GMS), consider the following statements:

1.     The GMS was introduced to reduce India's reliance on gold imports and integrate idle gold into the formal economy.

2.     The government has recently discontinued all deposit tenures under the scheme.

3.     Short-Term Bank Deposits (STBD) under the scheme will continue to be available at the discretion of banks.

How many of the above statements are correct?

A: Only one

B: Only two

C: All three

D: None

Answer: B

Explanation:

Explanation:



  • Statement 1 is correct: The Gold Monetisation Scheme (GMS) was launched in 2015 to mobilize idle gold held by households and institutions. The aim was to bring this gold into the formal financial system, reduce reliance on imports, and help manage India's current account deficit.

  • Statement 2 is incorrect: The government has only discontinued Medium-Term (MTGD) and Long-Term Government Deposits (LTGD), not the entire scheme. Short-Term Bank Deposits (STBD) will continue to be available.

  • Statement 3 is correct: The continuation of STBD is left to the discretion of banks, as they will decide its commercial viability based on market conditions.


Thus, two statements are correct.


                            

Q2:

A farmer in Tamil Nadu wants to plan his crop cycle based on seasonal rainfall. Which monsoon system should he primarily consider?

A: South-West Monsoon

B: North-East Monsoon

C: Westerlies

D: Retreating Monsoon

Answer: B

Explanation:

Explanation:



  • Tamil Nadu receives the majority of its rainfall from the North-East Monsoon (October to December), unlike most of India, which relies on the South-West Monsoon.

  • This is because the North-East Monsoon winds blow from land to sea but pick up moisture from the Bay of Bengal before reaching the southeastern coast of India.

  • The South-West Monsoon (a) is incorrect because it primarily affects western and central India but does not significantly contribute to Tamil Nadu’s rainfall.

  • The Westerlies (c) are incorrect because they affect mid-latitude regions and play no major role in Tamil Nadu’s rainfall.

  • Retreating Monsoon (d) is incorrect as it refers to the withdrawal phase of the South-West Monsoon (September to November). While it causes some rain, it is not the primary system influencing Tamil Nadu’s agriculture.


                            

Q3:

Match the following social security schemes with their respective beneficiaries:

Scheme

Beneficiary

A. e-Shram

1. Elderly, disabled, widows in BPL households

B. Atal Pension Yojana

2. Unorganized sector workers, including gig and migrant laborers

C. National Social Assistance Programme

3. Low-income individuals for retirement savings

D. Pradhan Mantri Shram Yogi Maandhan

4. Pension scheme for unorganized workers

Which of the following is the correct match?

A: A-2, B-3, C-1, D-4

B: A-3, B-2, C-4, D-1

C: A-1, B-4, C-2, D-3

D: A-4, B-1, C-3, D-2

Answer: A

Explanation:

Explanation:



  • e-Shram Unorganized sector workers, including gig and migrant laborers (2).

  • Atal Pension Yojana Low-income individuals for retirement savings (3).

  • National Social Assistance Programme (NSAP) Welfare for elderly, disabled, widows in BPL households (1).

  • Pradhan Mantri Shram Yogi Maandhan (PM-SYM) Pension scheme for unorganized workers (4).


                            

Q4:

Consider the following statements regarding the Disaster Management (Amendment) Bill, 2024:

1.     The Bill replaces the National and State Executive Committees with the NDMA & SDMA for preparing disaster management plans.

2.     The Bill provides statutory status to the National Crisis Management Committee (NCMC) and the High-Level Committee (HLC).

3.     It mandates financial compensation to disaster-affected individuals through the National Disaster Response Fund (NDRF).

How many of the above statements are correct?

A: Only one

B: Only two

C: All three

D: None

Answer: B

Explanation:

Explanation:



  • Statement 1 is correct. Earlier, disaster management plans were prepared by National and State Executive Committees, but now NDMA and SDMA will handle this responsibility.

  • Statement 2 is correct. The Bill gives legal backing to NCMC and HLC, which will enhance their role in disaster decision-making.

  • Statement 3 is incorrect. The Bill removes financial assistance provisions and replaces the term "compensation" with "relief", shifting the focus from financial reimbursement to emergency aid.


                            

Q5:

Consider the following statements regarding Vikramshila University:

1.     Vikramshila University was established by Pala King Dharmapala in the late 8th to early 9th century AD.

2.     Unlike Nalanda University, Vikramshila specialized in Tantrayana Buddhism, focusing on tantric and occult studies.

3.     It was destroyed in the 16th century during the Mughal invasion of Bihar.

How many of the above statements are correct?

A: Only one

B: Only two

C: All three

D: None

Answer: B

Explanation:

Explanation:


·        Statement 1 is correct: Vikramshila was founded by Pala King Dharmapala in the late 8th to early 9th century AD as a Buddhist learning centre.


·        Statement 2 is correct: Unlike Nalanda, which covered multiple disciplines, Vikramshila focused on Tantrayana Buddhism, including tantric and occult studies.


·        Statement 3 is incorrect: Vikramshila was destroyed in the 13th century by Bakhtiyar Khalji, not in the 16th century by the Mughals.