According to the IRDAI Annual Report for the fiscal year 2022-23, 56% of health claims were settled through the cashless route. Currently, the cashless facility is limited to hospitals with specific agreements or tie-ups with the insurance companies. Hence statement 2 is incorrect.

Notably, in the United States, incestuous marriages are generally prohibited, except in New Jersey and Rhode Island for consenting adults. Hence statement 3 is correct.

Situated on the western edge of Europe, France is bordered by the Bay of Biscay to the west, the English Channel to the northwest, and the North Sea to the north. In the northeast, it shares borders with Belgium and Luxembourg, and in the east, it borders Germany, Switzerland, and Italy. To the south, France is surrounded by the Mediterranean Sea, Monaco, Spain, and Andorra. Additionally, France has maritime borders with the United Kingdom. Hence (c) is the correct answer.

Zomato's subsidiary, Zomato Payments Pvt. Ltd. (ZPPL), has secured authorization from the Reserve Bank of India (RBI) to operate as an 'Online Payment Aggregator.' As a third-party service provider, a Payment Aggregator connects merchants with payment processors, enabling seamless payment acceptance on websites or apps. This eliminates the need for individual bank-based merchant accounts and supports various transaction types. Incorporated under the Companies Act 2013, any entity operating as a Payment Aggregator, whether a bank or non-bank, requires RBI licensing. Zomato's move into the realm of Online Payment Aggregation aligns with the evolving landscape of digital transactions in India. Hence (b) is the correct answer.

 A Gallantry Award in India is a prestigious recognition bestowed upon police officers who exhibit exceptional bravery, courage, and dedication to duty. Announced twice a year during Republic Day and Independence Day, the award is categorized into gallantry in the face of the enemy and other acts of gallantry. The first category includes Param Vir Chakra (PVC), Mahavir Chakra (MVC), and Vir Chakra, while the second category comprises Ashok Chakra, Kirti Chakra, and Shaurya Chakra, with Ashok Chakra being the highest peacetime Gallantry Award. Hence (b) is the correct answer.